Settling the estate part 5 this is unsettling.

I was FURIOUS after receiving that “follow up” email from my brother. It was just completely unnecessary to send that to me. I can tell Satan, (my brother’s wife) was getting angry that I wasn’t just lying back and letting her push me around like she does with everyone else in her life. I was sick of her telling me how things were going to be done and what was in the “best interest of the estate”. Trust me when I say, NOTHING they wanted to do was in the best interest of the “estate”. Everything was in their THEIR best interest. That’s all they were concerned about from day one. Satan did not give one flying fuck that my mom had passed away, that I was grieving, that this was extremely hard for me. She just wanted that money, and she wanted it A.S.A.P.! I didn’t even reply to her email.

I finally got my corrected copies of the Letters of Administration in August 23, 2017. After over 8 months of fighting I was able to prove I was an executor of my mother’s estate. It was bittersweet. I knew my mom would’ve been happy to know that at least one person cared to carry out her wishes in the way she wanted. I thank god I fought for it. I can’t even imagine how things would’ve went had I not been involved at all. The one and only thing I wanted from day one was to be able to go through her house and preserve what little was left of my family. People will often say they are just objects but when you lose both of your parents and you and your sibling are split apart, those things become extremely invaluable. My mom was very sentimental, as am I, and I knew there were items in her home that she wouldn’t want to be just tossed away like they were worthless.

In the meanwhile my brother had gone to the bank without me and started the process of opening the estate account, which he shouldn’t have done. He didn’t tell me he had gone there until afterwards. He also went to my mom’s Bank and closed out her account and took all the money without telling me. There was nothing he could do with the checks but still, it was wrong of him to go without me and inform me AFTER he did it. My brother would not compromise with me whatsoever it was either his way or no way.

He sent me this email on August 24, 2017 at 2:35pm in the afternoon (while he was at his “demanding job”)

[me]:

I’ve gone to BNB and signed what I need to sign in order to open the Estate account. I’ve also provided an original Death Certificate.

The only things that they now need to open the account are the original, corrected Letters Testamentary and your information and signature. Please to provide the corrected letters when you go to the Bank.

If you complete and send over the attached form in advance of going to [the bank], you should be in and out of the bank in five minutes as I was.

Please let me know once you’ve been able to go to the bank to complete the opening of the account.

[brother]

I was so annoyed. Once again my “brother” thought he was just going to railroad me. He thought I was clueless and completely incompetent and so I wanted to surprise him that I was being proactive about the estate and doing what had to be done, so

I sent my “brother” this email later that night, on August 24th, but I REFUSED to send it to the new fake email address that I knew his wife was wife was operating, and so instead I sent it to the email address I had known my brother to have for the last few years. It was the same email address he had emailed me from earlier in the year before we were executors. I had already told him I knew I wasn’t talking to him over that email. My email read:

From: [me]

[mailto: [my emailaddress.net]

Sent: Thursday, August 24, 2017 10:27 PM

To: [mybrother’s regular email address]

Subject: Estate Progress Report

[brother],

I got your email the other day. I’ve been busy working on things that must be done for the estate.

• I went to [investment firm #1] today and began the process of opening an estate account. You need to go there and provide them with your social security number and signature.

• thank you for ordering mommy’s health records, but that isn’t necessary. I already have the proper documentation needed in order to file her [cancer insurance]claim.

• spoke with [bank personnel] at [a different investment firm] and provided my information for her to send me documents.

• we will need to speak about consolidating all accounts into one where both signatures are required for any transactions.

• as per my attorney’s advice, I opened a PO box and had mommy’s mail forwarded to it. You can have a key. I listed you as someone who can also access the box if need be.

• I spoke to [car company] about the $9000 check that was delivered to [his attorney’s address] where your attorney’s old office was, prior to the decision his federal case. Whomever supplied a letter to [car loan holder] that your attorney was representing the estate way back when I filed my objection, they need to call them and tell them that there is another attorney and executor whom is allowed to retain info for the estate.

• as per our conversation on 8/22, I have started to clear out and clean the house. I will provide you with a list of any items I have removed, please provide me with yours too. If you go there please do not remove anymore packing and/or cleaning supplies.

•I have contacted 2 home appraisers as you previously requested. I do not think it’s necessary to pay for  four separate appraisals as two is more than enough. I also contacted an agent and real estate attorney. My attorney strongly advised against selling the house privately as it is NOT in the best interest of the estate.

• I have contacted various family members about giving [our grandmother] mommy’s bed if you are still on with that.  I have pick up and delivery arranged for when the time comes.

• just for your records, I got in touch with [human resources person] regarding mommy’s 401, her profit sharing and group life insurance. As you are, I am waiting for his reply

• I went to chase and got printout statements for all four of her accounts

• I paid the outstanding balance for her Landscaping.

• I am in touch with General Utilities regarding her outstanding balance with them.

• I will be paying part of the the PSEG bill since there hasn’t been a payment since Since June and I would rather not see the electric turned off.

Please see the two attached lists I have included. I am still working on preparing detailed lists and figures with my attorney, including my reimbursements with receipts and supporting bank statements.

With Regards,
[me]

I wanted my brother and his wife to know that although they tried very hard to keep me in the dark about my mother’s finances, I was well informed about them and I was doing my homework. One of the things I discovered not about them, but about their attorney was quite shocking and I discovered it totally by accident. My attorney was trying to get in touch with him and he wasn’t hearing back. I was just curious one day so I typed their attorney’s name into google. I was shocked when the first result to pop up was a .pdf of a legal document where he was the defendant. Apparently he and a few of his buddies got involved in some type of supplement business and they decided to pull a Ponzi scheme of sorts where they sold bogus stocks for a bogus company to people. It seemed he was in hot shit with the Federal Trade Commission and had to pay restitution in the tune of 4 MILLION dollars! You can’t make this shit up! I later found out Satan of course was the one who retained this scumbag. Birds of a feather flock together I suppose.

I didn’t get a response to my email but instead two days later on August 26th, at 9:00am on a Saturday morning, I got another email from my brother that read:

[me],

Advising again that I have already completed my portion for [the bank] to open up the estate account. Since Saturday is the only day you can go I would assume it would be completed today.

Thank you for going to [bank my mom had her accounts at] first it made me obtaining the certified checks very quick and easy.  It was just over $26K. Once you have notified me that the estate account is open at [bank], I will process a for deposit only for these checks. They will clear in one day. Please provide me with the account #.

I will follow up later regarding other estate issues.

[brother]

First off, I never said Saturday was the only day I could go. I just said it was more convenient for me. I offered to go after work hours one day during the week but that wasn’t good enough for them because Satan cannot allow my brother to go anywhere without her, that doesn’t have a definitive time limit. God forbid him and I spoke to one another.

I woke up late and missed the Bank that Saturday morning. The next day was Sunday, August 27th, and so I didn’t bother to respond to her. Later that night however I received an email from her. I’m going to share a portion of the email in screen shots because I want you to see exactly how she formatted it…. the beginning portion read…

[me]

I’ve only just received this email as you are sending it to an account that I no longer use.  Please send it to the [fake email account ran by Satan] account as this is my active account.  Going forward, your emails will be redirected to that account so that I don’t miss them.

First let me address some main issues:

• ­I did not request that you get an appraisal on the house.  I requested that you get two comps/market analysis on the house, as I am getting comps on the house as well (See my prior email of 8/22).  A market analysis is something that a realtor will give you to estimate an appropriate listing price for a house based on recent sales (comps) and listings of similar houses in the similar neighborhoods.  These are free!!  An appraisal will cost upwards of around $400.00. The buyer of the house will pay for an appraisal as a part of getting a mortgage to buy the house. The Estate should not, and won’t cover the cost of an appraisal.  Please cancel your appointment and make appointments with realtors to get comps.  If you insist on getting an appraisal instead of a comp, that will be a cost that will come out of your pocket.

• As per your email you are stating that you refuse to proceed to open an estate account unless I drop off checks at your house.  That is completely unacceptable.  Please consult with your attorney immediately.  If you refuse to conduct estate business in a timely matter, we will leave it up to the court to decide.  There is no need to have those checks in your possession prior to opening an estate account.  When you plan on going to [the bank], please advise of date and time and I will bring signed checks to the teller at that point.  Once again, if you continue to refuse to conduct estate business timely, I will request it be taken out of your hands.  An estate account is of utmost importance at this time.

• I have already contacted 2 real estate agents which both suggest listing at $349,000.  One of which offered a reduced commission of 3% instead of the standard 4%.  Please be advised that any delay on your part would also be considered refusal or delay of estate business.  The house needs to be listed ASAP.  It does not need to be emptied first.  Please remember this is in the best interest of the estate.

• If you would like to use your choice of attorney and my choice of agent, that could be a fair compromise.  Consult with your attorney.

**Please see my comments below in red.

Thank you,

[“my brother”]

Below is how she addressed the things I wrote in my email…

Clearly she was IRATE that I had been taking action to start settling the estate. This is coming from someone who was trying to get her hands on my mom’s money 3 days after she passed. To say I was fucking infuriated after reading this email, was an understatement. There was NO NEED WHATSOEVER to speak to me like this. For starters, if my email went to an address that was no longer used, how the fuck did you see it? Take note that she tells me my emails are going to be forwarded to the “other” account because it will be relevant in the future. She did request I get an appraisal and so I contacted an appraiser. The condescending tone this whole entire email is just so not my brother. It’s just not how he speaks AT ALL, even when he’s angry. The threats to take “estate business out of my hands”; they way she marked up my email like she is some sort of teacher, the demands that I “contact my attorney IMMEDIATELY”, all of it had HER written all over it. She was obviously very, very upset that I am not a pussy like my brother is. I had to laugh too at some of the stuff she was saying because she was completely clueless. The “rejection” letters she got, those were MONTHS old. While my mom was in the hospital during her last month of life, she asked me to file a claim for her with her cancer insurance company because she wanted to have money to pay bills since she was not working, and not collecting any type of disability. I tried to file the claims online but the company’s website was giving me trouble. That is why, she got the rejection letters. I eventually was able to fax my mom’s claim and clearly since my Brother and his wife were collecting all her mail, they could see in her bank statements that the claim did in fact, go through, and money was deposited in her account from the insurance company. Also, the rejection letters clearly state when the claim was filed and they could clearly see it was from before my mom passed. This was something Satan, the narcissist did throughout the whole process of settling this estate. She would try to create this narrative that I was completely incompetent. I guess so she had “proof” to show the court?

Her need for control and malignant, overt narcissism was really starting to shine. I want you to also take note of how she tells me to “mail the key for the P.O. Box” and proceeds to give me their home address. They live 7.5 miles away from me. It’s about a 10-15 minute ride. My brother’s job is 3 miles away from me. I easily could drop the key off to him at work, or driven to their house, like NORMAL siblings would do, and vice versa, but she was insisting I waste time and money mailing it to them. I mean it’s just so ridiculous. She denies that she controls my brother yet she can’t even let us meet at the Bank or exchange a key, for fucks sake!

The last thing I want you to take note of is the mention of the “additional life insurance policy.”. The day my mom died and I was forced by them to go immediately to the funeral home to plan her wake services, I was told by my brother’s wife who was unfortunately there, that my mom had three life insurance policies and all but one had lapsed due to non-payment. The next day they called my husband and told him to tell me that I should take as much money out of my mom’s account because all three policies had now lapsed and that we weren’t going to have money to pay her funeral. In my vulnerable state I went against my better judgement, because I had a feeling they were lying and I took $1600 out of my mom’s account through the ATM. Then magically the next day, it was, oops we were wrong! The one policy didn’t lapse. As you can see; she even mentions it and that it paid for the funeral so you can imagine how surprised I was that I was now being told there was an “additional life insurance policy”. This was the third mention of it too. It was mentioned it once in the very first email to me and again in the second. She just had to point out how I was “wrong” too. As you will see in the next few posts, she used this information to torture me.

I was fed up at this point in time. Realistically we were only a few days into settling this estate and already it was a fucking nightmare.

To be continued….

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